PORTERVILLE POST | The Right News at the Right Time

| The Road to Rediscovering America’s Identity ~ XXXVIII
BORN RIGHT^© - Dec 19, 2025
with Josh Allen Flowers : josh@portervillepost.com

The Kingdom Ledger Rises
We began this month remembering who we are. Then we took our first steps back into ownership — true ownership — the kind that is recorded not by banks, but by truth.
Now we turn to January. Because while the average American is planning resolutions... the architects of the global financial order are planning the most consequential transition in the banking system since 1913.
And if we are not prepared — spiritually, economically, and structurally — we will be swept into the new order as subjects, not sovereigns.

Basel III Endgame ~ Jan 1st, 2026

The date that ends the age of make-believe money. For decades, the largest banks in the world have been allowed to create their own reality. They wrote their own risk models. They assigned their own asset values. They determined — independently — how much capital they claimed to have.
In other words:
The foxes have been guarding the money henhouse. Now, under Basel III Endgame, all banks must use a standardized method of calculating risk and capital reserves.
● No more magic spreadsheets.
● No more imaginary asset values.
● No more infinite leverage.
Which means:
● Banks loaded with derivatives → must now reveal the real risk.
● Banks built on speculation → must now show the real capital.
● Banks that manufactured money → must now prove they have money.
This is why the CEOs are panicking. Jamie Dimon himself (the king priest of Babylonian finance) said: “Basel III will hurt millions. This isn’t good for anyone.”
Translation:
“The era where we conjure money out of thin air is ending, and the people are about to find out.” Because when the illusion collapses, the old banking system falls with it. And when it falls — there must be something ready to take its place.
● A new ledger.
● A new economy.
● A new foundation.

The Kingdom Ledger is Not a Concept.
It Is Already Being Built.

While commercial banks suffocate under Basel III… a new institution is rising quietly, legally, structurally, and intentionally: Ripple Trust Bank.
● Not a lender.
● Not a speculator.
● Not a derivatives casino.
● A settlement bank.
● A custody bank.
●A bridge bank.
Where most banks must now hold massive capital reserves to cover their risk — Ripple Trust Bank carries almost no risk-weighted assets. Why? Because it does not lend.
● It does not gamble.
● It does not manufacture credit from debt.
● It settles.
● It records.
● It witnesses.
Just like the Kingdom Ledger we described in the first article. Ripple’s trust charter allows:
● Direct access to the Federal Reserve’s real-time settlement layer (RTGS)
● Seamless bridging from off-chain assets to on-chain value
● Settlement finality that cannot be manipulated or reversed
The key phrase: “Skinny Master Account.”
Meaning Ripple Trust Bank is plugged directly into the central bank’s bloodstream — without needing to be the old banking system. It touches the rails — but it is not controlled by the rails.

Interledger Protocol (ILP) + XRP Ledger (XRPL)

This is the architecture of the Kingdom Economy.
● ILP = The Bridge
● XRPL = The Book of Record
● XRP = The Just Weight of Settlement
This network makes value flow the way God designed truth to flow — Freely. Openly. Without coercion. Without manipulation. And then comes RLUSD — Ripple USD. Not a meme stablecoin. Not an algorithmic fantasy. Not backed by lies.
But backed by:
● U.S. Treasuries
● Cash
● Reverse Repos
All High-Quality Liquid Assets, Basel III compliant, recognized at the highest regulatory tier just below sovereign reserves.
In other words:
RLUSD is lawful money under the new banking order. Not the new casino token — the new reserve-grade unit of digital settlement. The Kingdom Ledger now has:
● A bank
● A ledger
● A settlement asset
● A stable unit of account
● A regulatory-compliant bridge into global clearing systems
This is not theoretical. This is not futuristic. This is happening before your eyes.

So What Happens in 2026?

Banks that cannot meet the new capital standards → collapse.
Mid-size banks → consolidated.
Derivatives-based banking → dies.
Debt-based value → ends.
The old economy of illusion cracks. The world will call it crisis. But those with eyes will see it as: The Great Revaluation. The transfer from:
Debt → Value
Inflation → Stability
Manipulation → Truth
Ownership illusion → Ownership reality
This is when tokenized real-world assets — including homes — become the foundation of sovereign credit again. This is where the 50-year mortgage and the tokenized deed converge. This is where families stop being tenants of the banking class and return to being stewards of land, labor, and legacy.
The Kingdom Ledger is not just a better financial system. It is the restoration of the American household.

December Is Preparation.
January Begins the Building

This month:
● Educate.
● Position.
● Reduce fragile obligations.
● Strengthen your household’s financial awareness.
● Shift from dependency to sovereignty.
Because January is not the month of resolutions. January is the month of construction.
What collapses in 2026 will be devastating for the unprepared. But for those aligned with truth, stewardship, and sovereignty— It will be an inheritance transfer. The house of cards falls. The house built on stone stands. And the Ledger of the Kingdom becomes the ledger of the land.
We are not waiting for permission. We are preparing for responsibility.

The Kingdom Ledger is rising
And this time - We will not let the moneychangers back in.

What you are not changing, you are choosing.